Is Your TJ Maxx Synchrony Card Ruining Your Credit?
You need to enable javascript to run this app. Your tjx credit card credit limit may have been lowered due to late payments, inactivity on your card, or a change in your credit history. Synchrony bank will periodically. However, if you have say $5,500 on the card, make a $500 payment and then the next month charge another $500 on the card again, this will eventually spook your lender as. This ongoing issue has caused the credit score to drop drastically because the balance remains unpaid and continues to accrue fees.
To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income. So i have the tjx credit card and just received a notice in the mail that my interest rate is going to be raised to 34. 99 in june. Also, i receive my bill in the mail as i dont do well with keeping up. For comparison, other credit cards like athleta (also with synchrony bank) will not allow you to change your online account details without a passcode given via a phone call to your phone.
